Input amount you want to transfer and let us calculate your monthly amortization. Balance Transfer Fee: PHP 100 to PHP 250 per approved balance transfer. Unlike credit cards where you can set to settle your debt in let’s say four months, you can’t do the same with a balance transfer. Designed around how you want to do your banking on-the-go, Metrobank gives you a mobile banking app with an easy-to-navigate and customizable interface, banking services such as balance inquiry, bills payment, and funds transfer capabilities, as well as useful services such as … Balance to Transfer. They offer lower than 0.99% after you have been with them for a long time. Share on Twitter. You can also visit the Metrobank website. Obviously, all Metrobank prepaid and debit cards are not eligible because these are not credit cards. Citi Balance Transfer is an installment facility where select Citi Cardholders of good credit standing who qualify for Citi Balance Transfer may apply to transfer to his Card his outstanding credit card balances with other banks and pay the same, together with applicable interest and other fees, on installment basis ("Installment Transaction"). Which certificate of deposit account is best? It is a required field and must be filled in. The loanable amount for Balance Transfer will be based on the cardholder’s available Credit Limit (but not to exceed 90% of available credit limit). Reset to a brighter tomorrow when you transfer your balance to Metrobank Card. They offer different rates based on credit card history, loan amount and loan term. 1 Balance transfers are subject to a fee of 4% (minimum $10) of the amount of each transfer for TD Cash, and 3% (minimum $10) for TD First Class Visa Signature credit card. Balance Transfer Fee: PHP 100 to PHP 250 per approved balance transfer. Fields marked with an (*) are mandatory. Online on or over the phone? Hi Rosabel, are you a new Metrobank cardholder? All Rights Reserved. Use WalletHub’s Balance Transfer Calculator to run the numbers for your particular situation and determine how much a balance transfer would cost you. If you like to close your current credit card, wait for your total outstanding balance to be posted as 0.00 (either online or statement), then call your bank and cancel your credit card. Call 0345 08 08 500 and our switching team will let you know what you need to do. Call 889-10000 or visit any BPI branch near you. You should be a credit cardholder in good standing, meaning you are not delinquent. For a single-receipt purchase of PHP5,000 at The SM Store using your Metrobank Credit card, get 0% interest on 3 or 12 months installment terms. *Terms and Conditions apply. Send us an email to – we will reply as soon as possible. The first branch outside of the Philippines was set in Taiwan, then another branch was opened in Hong Kong. Our balance transfer calculator will determine when your debt will be paid off based on the information you enter. Send Money from Taiwan to the Philippines via Metrobank and BPI, Metrobank Branches and Subsidiary Banks Overseas, Send Money from UAE to Philippines via Metrobank Remittance Partners, The First 2 Digital Banks in the Philippines, and more, 8 Ways to Receive Your US Pension in the Philippines, Paymaya vs Bayad Center Apps for Paying Bills Online, BPI Kaya No-Maintaining-Balance Savings Account is no more. Once you find the balance transfer … Metrobank credit cardholders can now avail of the 'bank's balance transfer offers for as low as 0.68% per month when you opt for a loan tenure of 12-24 months. There are errors in this form. if I transfer my other credit card balance to metrobank, would my other credit card close automatically and will no longer receive SOA and I will just pay metrobank monthly? Citibank and RCBC, for example, charge a disbursement or processing fee for every approved balance transfer transaction. IBAN Calculator: lets you convert a national account number into an IBAN, validate an IBAN, find bank information. Please provide your eight-digit mortgage account number, which starts with a 4 and can be found on any letter you have received from us about your mortgage. When applying for a balance transfer, you can visit the Security Bank Balance Transfer page and fill-out the online form. I even got to enjoy 0.48%, the lowest I’ve experienced. No matter what your borrowing needs are, we’ve got the loan for you. The schedule that will be shown does not include other costs or taxes which will affect your monthly payment. partner establishments and get free gifts and discounts; Eligibility. Rate of New Card This bank is regulated by the Bangko Sentral ng Pilipinas with telephone number (632) 708-7087. This balance transfer credit card calculator examines up to 5 cards and calculates when the debt will be paid off. Input up to five of your current credit cards, as well as the details of your new card, and we’ll do the rest. Balance Conversion availment can be paid in easy and flexible installment terms at 3, 6, 9, 12, 18, 24 and 36 months installment terms based on the assigned Balance Conversion interest rates per cardholder. Buti na lang SEC closed down those online companies charging sinful rates. If you deposit money (let's say P2,000) into your account, Metrobank will automatically deduct P300 from it. Travel. no. With Balance Transfer (Credit to Account) from BPI Credit Cards, you can consolidate all your other credit card balances and pay in fixed monthly installments for up to 36 months at a low monthly add-on rate of 0.99%.. Avail NOW. Balance transfers also have their limits. Or text MCC_BT_Your full name and last 4 digits of your credit card number to 2929-0622. For inquiries, please call our Metrobank Contact Center at (02) 88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to Regulated by Bangko Sentral ng Pilipinas | … To avail of Balance Conversion, cardholders need to call the RCBC Bankard Customer Service at 8888-1888. For banks that don’t have an online balance transfer calculator, you can refer to their sample computation table and use their formula for computing the monthly installment. *Monthly amortization amount may not be equal to the actual billing amount due to rounding off. Ang good thing lang is kahit itinaas nila, their rates are still much lower than those offered by online lending companies, pawnshops and informal money lenders. hello, i just want to ask how this works. Ang natira na lang is its Cash2Go.Gusto ko pa naman sana yong balance transfer nila, kasi I think Metrobank has been offering the lowest balance transfer rates in recent years. Kris Paragua, your account balance will turn into negative. Based on my two most recent Metrobank credit card balance transfer transactions, it takes 10 to 16 days. There were even two times over the past few years that I was able to enjoy Metrobank’s balance transfer offer of 0.48%. This balance transfer credit card calculator examines up to 5 cards and calculates when the debt will be paid off. Metro Bank PLC. Get your family enjoy and experience the convenience of having a Union Bank credit card because you can now assign unlimited number of supplementary cards plus be insured with Credit Life Insurance which pays up to ₱400,000 of your outstanding balance in case of untimely death or disability. This special product is for Philippine Peso denominated Philippine remittances. Personal Loan Amortization Calculator. For further information visit Metrobank Femme Visa. 24/7 Customer Hotline: (02) 88-700-700 24/7 Domestic Toll-free No. Choose either InstaPay or PESONet for secure and easy bank-to-bank transfers. If you have a Metrobank credit card and you have a big balance in your other bank’s credit card that you cannot yet pay in full, consider taking advantage of Metrobank’s balance transfer. How did you apply? The downside of international transfers with your bank. Metrobank is the second largest bank in the Philippines. So be insistent. All you need is one card with a single monthly payment schedule. Transferring your balance to a credit card with 0% interest rate may help lessen the burden of repaying your debt, but it may also come at a cost. Promo period until December 31, 2020. Regulated by Bangko Sentral ng Pilipinas | Tel. Calculators; Contact Us; Apply Now BALANCE TRANSFER. You can also pre-schedule funds transfer up to 90 days ahead or set to recur up to three years.